At 0%, we got some work to do.

No

Are you employed?

More Info

In order to qualify for a home loan, either you or your spouse would need to have a minimum of 2 years work history.

No

Do you have at least $2,000 in your bank account?

More Info

At minimum, you’ll need to make a $1,000 earnest money deposit to start the escrow process. In addition, third-party fees such as a home inspection and appraisal make it ideal to start the process with at least $2,000 in the bank.

No

Is your credit score above 620?

More Info

Most lenders use a 620 Fico score as the minimum score required to apply for a home loan.

No

Have you or your spouse served in one of our Armed Forces (including National Guard and Reserves)?

More Info

While being a current or prior service member is not required to own a home, it sure does help. The VA Loan program offers great benefits such as no down payment required, reduced closing costs and lower interest rates.

No

Have you been Pre-Approved for a home loan?

More Info

The first step to owning a home (assuming you can’t pay for it all in cash) is to get Pre-Approved by a lender. The process is free and relatively simple. Knowing what loan amount you are qualified for is essential before you start your home search.

You’ve answered zero out of five as Yes. You’ve got some work to do. We can help!

Email me these results

Schedule a 15 minute phone consultation with VA Loan Specialist here in Hawaii to walk you through the next steps.

Skip

Contact a VA Loan Specialist

808-792-4251